Actually in Florida, there’s something called a contingency fee, which means you don’t have to pay any money whatsoever up front for attorney’s fees. Where that would work is you would retain the attorney, and any fees that go to the attorney would come from the money that is recovered at the end of the case. The attorney would receive a percentage of that. If no money is recovered, the attorney would not receive a fee. You would not have to pay your attorney.
If money is recovered prior to a lawsuit being filed, your attorney would take 33-1/3% of the money recovered as his fee. However, if a lawsuit is filed, because there would be more work in the case, then it would be 40%. You would definitely want to speak with an attorney because this can get a little more complicated if the amount recovered is a higher amount, say over a million dollars, the percentages can change, but again, you would not have to pay anything to the attorney prior to the resolution of the case.