Actually, you’re not required to give a recorded statement to the other side’s insurance company if you’re injured in an accident. You should keep in mind that they do not have your best interest at heart, actually they have their own best interest at heart, which means they would want to pay out as little money as possible. That way they save money, they make more money. Their client is actually the other party, not you. If you do give a sworn statement that can definitely be used against you later, or there would be prior to filing to suit and trying to settle the case, or especially if your case does go to trial. It is definitely best before you consider giving any sworn statement to speak to an attorney about it.